How CDcare works

Choose it. Plan it. Own it.

See your amount, every payment date, delivery eligibility at the midpoint of the installment period, and the day you complete ownership—before you start.

Product amount
Payment rhythm
Plan length

The midpoint rule

Receive it before you finish paying.

Your delivery point is halfway through the time in your chosen installment plan—not halfway through the product price. Once the required verification and delivery conditions are complete, your product becomes eligible for delivery.

A six-month plan reaches its midpoint at month three. A 12-month plan reaches it after payment six.

Try the live payment example
  1. 01
    Start

    Make your first scheduled payment.

  2. 02
    Midpoint delivery

    Complete half of the plan period and become eligible for delivery before full payment.

  3. 03
    Complete ownership

    Keep paying after delivery until it is fully yours.

Try the ownership journey

See every payment before you start.

Choose an amount and see the complete product-price schedule using the same timing logic as the CDcare app.

Choose an example product amount
How often do you want to pay?
Choose your plan length
Your payment₦10,000every month
Delivery milestoneMidpoint of the plan periodCalculating from today…
Plan completesPayment 12Calculating from today…

Your complete schedule

Every payment. One clear path.

Start at the top. Delivery becomes eligible at the halfway point in the plan period, before full payment, then you continue until the product is completely yours.

Building your dates…

Payment 1 of 12 — every payment moves you closer to delivery.

01

Start today.

Your first payment is due on the day you begin your plan.

02

Make visible progress.

Pay on the same date monthly, or every seven days weekly.

03

Receive at the period midpoint.

Delivery eligibility is tied to the halfway point in the agreed installment period—not to paying half of the product price. Complete the required verification checks, then continue the remaining payments after delivery.

04

Complete ownership.

Continue the remaining payments until the product is fully yours.

This ₦120,000 illustration covers product price only. Your live plan shows the exact product amount, delivery charge, optional insurance and any other applicable fees before you confirm. Delivery eligibility comes at the midpoint of the installment period, not when half of the product price has been paid. It remains subject to consistent payment, identity, profile and address verification, product availability and the terms shown when you start.